Are there limits on the insurance for my assets?

No. There are currently no specific "per-user" limits on the insurance coverage for your gold and silver holdings. SoundMoney® facilitates the purchase and sale of your metals, while all physical assets are securely held on your behalf by VaultMAX, a premier third-party private vaulting facility.

To ensure the highest level of protection, our storage and insurance structure includes:

• Third-Party Custody: Your physical metals are stored at VaultMAX, a secure, private facility independent of the banking system and separate from SoundMoney's corporate operations.
• Comprehensive Insurance: All metal holdings at VaultMAX are fully insured against physical loss, theft, and damage.
• World-Class Underwriting: This "all-risk" insurance coverage is underwritten by Lloyd’s of London, the global leader in precious metals insurance.
• Member Benefit: For active members, secure storage and full insurance is included as a standard benefit of your membership.
• In-Transit Security: When you request a physical shipment, your assets remain fully insured throughout the transit process until a signature is obtained at your delivery address.

Note: While your physical metal at VaultMAX is fully insured, please be aware that any cash balances held as "stored value" in your SoundMoney® WALLET are not separately FDIC insured.

Updated on: 12/02/2026