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# Why was my check or bank wire order price different when it finally settled?

When you place an order by **bank wire or check**, we **can’t lock the metal price until the funds actually arrive and clear**. Metal prices can move between the time you submit the order and the time your payment is received, so the final settled price may be different.

If you want your price locked immediately, use **ACH, credit card, or Buying Power**—those payment methods are confirmed instantly, so we lock the price right away and issue the metal to your wallet immediately.