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# How long does it take for a cash withdrawal to reach my bank account?

When you initiate a withdrawal from your **SoundMoney® Wallet**, the timeframe for the funds to arrive in your bank account depends primarily on your banking institution and how your account was initially connected.

#### **Standard Timeframes**
* **Linked via Plaid:** If your bank account was connected using Plaid, you can generally expect the funds to arrive within **24 to 72 hours**.
* **Manual Linking:** If your bank account was linked manually (without Plaid), the transfer may take up to **5 business days** to complete.

#### **Understanding the Process**
* **"Pending" Status:** After you request a withdrawal, your transaction will show as **"Pending."** This indicates that the funds are currently in transit through the ACH (Automated Clearing House) network.
* **"Posted" Status:** Once the transfer is successfully completed and accepted by your bank, the status will update to **"Posted"**.
* **Processing Fee:** Please remember that a flat **$5.00 administrative fee** is applied to each cash withdrawal.

#### **Important Considerations**
* **Business Days Only:** Banking transfers are processed on business days (Monday–Friday). Requests made on weekends or federal holidays will begin processing on the following business day.
* **Bank Cutoff Times:** Your specific bank may have daily cutoff times that can add an additional 24 hours to the total processing time.

**Pro Tip:** If your withdrawal still shows as "Pending" after 5 business days, we recommend contacting your bank first to see if they are holding the incoming ACH transfer before reaching out to our support team.