> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.sound.money/sitemap.xml
> Use this file to discover available pages before exploring further.
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# How is buy/sell price determined, and why does it change?

Gold and silver prices are not fixed—spot price moves constantly based on global trading. On top of spot, the real price to buy or sell physical metal includes changing market premiums (what wholesalers charge over spot) and liquidity conditions (how easily metal can be bought or sold at that moment). SoundMoney’s buy and sell prices reflect **(1) spot price** and **(2) current market premiums/liquidity**. When spot moves or premiums change—especially during volatile markets—our prices update too. We always publish our current buy and sell prices on the website so you can see them before you trade.