> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.sound.money/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Can I use a credit card to buy gold or silver?

Yes! You can use a **credit card** to purchase assets instantly within SoundMoney. When you click 'Buy' on an asset like 1 oz US Silver Eagles, you will see a variety of payment methods to choose from:

* **Buying Power:** Use the cash already settled in your account for an instant purchase.
* **Credit Card:** A convenient way to lock in your price immediately.
* **ACH Bank Account:** Standard bank transfer for instant placement of your order.
* **Check/Cashier’s Check:** Your purchase is placed once we physically receive the funds.
* **Bank Wire:** Best for larger transactions; order is placed upon receipt of the wire.

**Note:** While credit cards offer speed and convenience, please be aware that most precious metals transactions via card may include a modest processing fee (typically between **1.5% and 4%**) to cover merchant costs. For the lowest possible price, many members prefer using ACH or Bank Wires